1. **Course Access and Usage:** Upon successful enrolment and payment, MSKexamStudy grants you a non-transferable access to the course materials, for personal and non-commercial use only, for the duration specified at the time of purchase.
2. **Payment and Refund Policy:** Full payment is required to access any course. There are no refunds available for this offer.
3. **Intellectual Property:** Participation in this course requires signing and submitting a course participation consent form. All course materials, including videos, documents, and other resources, are the exclusive property of MSKexamStudy and are protected by copyright and other intellectual property laws. You may not distribute, reproduce, or transmit any course materials without prior written consent from MSKexamStudy.
4. **User Conduct:** Participants are expected to conduct themselves in a respectful and professional manner at all times. Harassment, discrimination, or any form of abuse will not be tolerated and may result in immediate termination of course access without refund.
5. **Privacy Policy:** By enrolling in a course, you agree to our Privacy Policy, which outlines how we collect, use, and protect your personal information. Please review our Privacy Policy for more information.
6. **Modification of Terms:** MSKexamStudy reserves the right to modify these terms and conditions at any time. Any changes will be effective immediately upon posting on our website. Your continued enrolment and use of the course materials after such changes will constitute your acceptance of the new terms and conditions.

By completing your purchase, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you have any questions or concerns, please contact us before finalizing your enrolment.

Privacy Policy:

**1. Information Collection and Use**

We collect information that you provide directly to us when you enrol in a course, participate in our forums, or interact with our customer service. This may include but is not limited to your name, email address, payment information, and any other information you choose to provide.

**2. Log Data and Cookies**

We may also collect information that your browser sends whenever you visit our platform ("Log Data"). This Log Data may include information such as your computer's Internet Protocol ("IP") address, browser type, browser version, and the pages of our platform that you visit. We may also use cookies and similar tracking technologies to collect and store information about your preferences and navigation to, from, and on our platform.

**3. Use of Information**

The information we collect is used to provide, maintain, and improve our services, to process transactions, to communicate with you, to monitor the usage of our service, and to detect, prevent, and address technical issues.

 **4. Sharing and Disclosure**

MSKexamStudy does not sell, rent, or lease your personal information to third parties. We may disclose your information if required by law or in response to valid requests by public authorities (e.g., a court or a government agency).

**5. Security**

The security of your personal information is important to us, but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

**6. International Transfer**

Your information, including personal data, may be transferred to — and maintained on — computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.

**7. Changes to This Privacy Policy**

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes.